Terms of Service
Last updated: August 17, 2026
These Terms govern your access to and use of QuickStub (the "Service"). By using the Service you agree to these Terms. If you do not agree, do not use the Service.
1. What the Service is
QuickStub is a self-service tool that generates self-prepared, non-statutory earnings-record documents (PDFs) from information you enter. It supports records for the United States, Canada, United Kingdom, Australia, and Germany. For the United States, certain tax figures (such as 15.3% self-employment tax estimates and illustrative withholding lines) are calculated by the Service engine; for Canada, the United Kingdom, Australia, and Germany, tax and deduction lines are entered by you and are not calculated, verified, or remitted by QuickStub. QuickStub is NOT a payroll provider, payroll processor, tax filing service, accountant, or financial advisor, and does NOT verify, audit, or guarantee the accuracy of any data you submit or any document the Service produces. Selecting a country changes the document currency shown on the record; it does not change the plan price or the currency in which you are billed.
2. Eligibility and accounts
You must be at least 18 years old and legally able to enter into a contract. You are responsible for safeguarding any account credentials and for all activity under your account, including activity initiated by a sign-in link sent to your email.
3. Lawful use and accuracy of inputs
You are solely responsible for the accuracy, completeness, and lawfulness of every value you enter. You represent that information you provide truthfully reflects your earnings, draws, or contractor income. You will not use QuickStub to fabricate, inflate, or misrepresent income, to impersonate an employer, payroll provider, or government agency in any country, to mislabel a self-prepared record as a statutory or employer-issued document, or to deceive any lender, landlord, employer, insurer, court, or government agency. You will not use the Service in violation of any law.
4. License to the output
Subject to these Terms and your payment of any applicable fees, QuickStub grants you a non-exclusive, non-transferable license to use the PDF documents generated for your own records and lawful purposes. QuickStub retains all rights in the underlying templates, software, and branding.
5. Fees, billing, and auto-renewal
Pay-per-document pricing and subscriptions are billed by Polar Software Inc., our merchant of record, in U.S. dollars. The selected document country changes the currency displayed on your self-prepared record (USD, CAD, GBP, AUD, or EUR) but does not change the plan price or billing currency. Subscriptions renew automatically at the displayed interval until you cancel; cancellation takes effect at the end of the current paid period and does not refund the current period unless required by the Refund Policy. Plans described as unlimited are subject to a fair-use limit published on the pricing page; documents beyond that limit within a paid period require additional credits. The Lifetime plan is a single payment. It does not renew, is not a subscription, and there is nothing to cancel. Lifetime access is tied to your account, is non-transferable, and lasts for the supported lifetime of the Service and your account rather than in perpetuity. It remains subject to the Acceptable Use Policy and to a published fair-use limit of 300 clean PDFs in each successive 12-month usage window; documents beyond that limit within a window require credits or another active plan until the window rolls forward. We may suspend or end Lifetime access for abuse under Sections 3 and 10.
6. No professional advice
Tax figures shown in the Service are illustrative estimates only, not tax filings, and may not match what an employer would actually withhold or what you owe. For the United States, self-employment tax estimates and W-2 withholding lines are calculations from our engine and are labeled as estimates. For Canada, the United Kingdom, Australia, and Germany, tax and deduction lines are entered by you; QuickStub does not calculate, verify, remit, or file any amount. The German earnings record is not an employer-issued payslip (Entgeltabrechnung) within the meaning of § 108 GewO or the Entgeltbescheinigungsverordnung. QuickStub calculates, verifies, files, and remits nothing for Germany. Wage tax (Lohnsteuer), solidarity surcharge (Solidaritätszuschlag), church tax (Kirchensteuer), and social-insurance contributions (Sozialversicherung) are your own entries. [TODO: counsel: Determine whether this disclaimer satisfies German consumer-protection disclosure requirements when documents are used in credit or tenancy applications.] Consult a qualified tax professional before acting on any figure produced by this Service.
7. Warranty disclaimer
THE SERVICE AND ALL DOCUMENTS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant that the Service will be uninterrupted, error-free, or that any output is suitable for any specific use.
8. Limitation of liability
To the maximum extent permitted by law, QuickStub's aggregate liability for any claim arising out of or relating to the Service is limited to the fees you paid us for the Service in the twelve (12) months preceding the event giving rise to the claim. In no event will QuickStub be liable for indirect, incidental, consequential, special, or punitive damages.
9. Indemnification
You will defend, indemnify, and hold harmless QuickStub and its officers, employees, and agents from any claim, demand, loss, or damages, including reasonable legal fees, arising out of or related to your use of the Service, your inputs, or your breach of these Terms — including any claim that a document you generated misrepresented your income or was used to deceive a third party.
10. Suspension and termination
We may suspend or terminate your access at any time for any reason, including suspected violation of these Terms or our Acceptable Use Policy. You may stop using the Service at any time. Sections that by their nature should survive termination (fees owed, warranty disclaimers, liability limits, indemnification, governing law) will survive.
11. Governing law and dispute resolution
These Terms are governed by the laws of the State of Delaware, USA, without regard to its conflict-of-laws rules. Any dispute will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. YOU AND QUICKSTUB EACH WAIVE THE RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION. You may opt out of arbitration by writing to support@quickstub.app within 30 days of first accepting these Terms.
12. Changes
We may update these Terms from time to time. Material changes will be announced via email or in-product notice at least 14 days before they take effect. Continuing to use the Service after the effective date constitutes acceptance.
This page is informational only and does not constitute legal, tax, or financial advice. Please consult a qualified professional before relying on it.
Questions? Email support@quickstub.app.